Health insurance is a type of insurance that covers medical expenses, such as hospitalization, surgeries, medications, and other healthcare services. It is essential to have health insurance, as medical bills can be exorbitant and put a severe financial strain on individuals and families. Having health insurance can provide peace of mind and ensure that individuals can access medical care when they need it.

There are different types of health insurance policies, such as individual health insurance, family health insurance, and group health insurance. Individual health insurance covers only one person and is ideal for individuals who are self-employed or do not have access to group health insurance. Family health insurance covers the entire family, including spouses, children, and parents. Group health insurance is provided by employers and covers employees and their dependents.

In this section, we will delve into the benefits of health insurance, the types of health insurance policies available, and how to choose the right policy.